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About Us

A-Cra is a Credit Rating Agency set up in Myanmar with domain experts from Myanmar and other countries. Our solutions are mainly to help the Micro, Small and Medium Enterprises in getting faster credit decisions from financial institutions.

A-Cra Credit Ratings

To support the growth of Small and Medium Enterprises (SMEs), A-Cra provides Credit Rating Services for faster credit decisions by banks and other financial institutions.

A-Cra Credit Due Diligence for SMEs

To support Banks / FIs with an independent opinion about credit credentials of Small and Medium Enterprises for faster credit decisions.
Helps Small and Medium Enterprises in getting Loans including collateral free loans from Banks / FIs.

A-Cra Credit Appraisal Processing System
(CAPS) and Loan Origination System (LOS)

To support commercial banks and other financial institutions, A-Cra provides a comprehensive Credit Appraisal Processing System (CAPS) for Small, Medium and Large Companies.
A-Cra also provides Score Based Loan Origination Systems (LOS) for product specific loans which are risk sensitive.

A-Cra Grading of MFIs and NBFIs :

To validate capacity of MFIs and NBFIs for sustainable growth.
A-Cra Gradings shall help in developing faith and trust in their operations.
And also enhance their fund raising capacity.

A-Cra Training and Capacity Building support to Banks / FIs for MSME Lending.

To develop credit risk skills for quality decisions for lending to Micro, Small and Medium Enterprises.
Helps MSMEs in getting financial help from banks / FIs.

Our Service

Disclaimer : Our credit rating and grading services are based on the information provided by the clients and collected from other sources which we consider necessary. Although we take a reasonable care , A-Cra makes no assurance or warrantee, either expressed or implied with respect to accuracy, adequacy of the information used for finalizing our reports. A-Cra is not responsible for any omissions and has no financial and non-financial liability, whatsoever for any direct or indirect or consequential loss of any kind arising from use of it’s reports. A-Cra’s credit rating and due diligence reports should not be  treated as recommendations or substitute for lender’s internal assessment about their clients.

Why choose us

Innovative Works

Denouncing pleasure and praising pain was born and give you a complete account of the system.

Innovative Works

Denouncing pleasure and praising pain was born and give you a complete account of the system.

Innovative Works

Denouncing pleasure and praising pain was born and give you a complete account of the system.

Our Team




Surinder Angroola

Director




Khin Lunn San




Bo Bo Myint

Director




Swe Zin Win




J.K. Srivastava

Consultant and Senior Advisor




Rohit Sahni




Ganesh Chittoor




Pranshu Gupta

Our Partners