For the benefit of commercial banks and other financial institutions, A-Cra provides a comprehensive Credit Appraisal Processing System (CAPS). This is a 4-Step End-to-End solution with the following steps :
- i. Financial Analysis.
- ii. Credit Rating.
- iii. Appraisal Note.
- iv. Credit Approval.
A-Cra plans to work closely with the Credit Risk Teams of the financial institutions. Adoption of CAPS will have following benefits for the financial institutions :
- a. Quality Credit Appraisals.
- b. Time and Cost Rationalization.
- c. Credit Skill Development.
Apart from the CAPS which can be used for processing loan requests from SMEs and Large Companies, A-Cra also provides following Score Based
Loan Origination Systems (LOS) :
Loan Origination Systems (LOS) :
- 1. Micro Enterprise Loans.
- 2. Gold Loans.
- 3. Farmer’s Crop Loans.
- 4. Home Loans.
- 5. Personal Loans.
- 6. Commercial Vehicle Loans.