MSME Credit Ratings
Credit rating models tailored for Micro, Small, and Medium Enterprises to support accurate risk assessment and faster lending decisions.
Learn MoreBank's (Internal) Credit Rating Models
Internal Credit Ratings are essential tools used by commercial banks and financial institutions for effective credit risk assessment of their clients.
A-Cra offers a comprehensive suite of credit rating models tailored for Micro, Small, and Medium Enterprises (MSMEs), as well as for large corporates. These models are designed to be highly user-friendly, enabling institutions to enhance the accuracy and consistency of their credit evaluation processes.
By adopting A-Cra's rating models, financial institutions can significantly improve the overall quality of their loan portfolios through better risk identification and credit decision-making.
A-Cra collaborates closely with commercial banks by entering into formal Memorandums of Understanding (MOUs). During the initial implementation phase, we provide hands-on support and work alongside the institution's Credit Risk Teams to ensure smooth adoption and effective utilization of the models.
Our Rating Models
Large Company Ratings
Comprehensive internal rating models for large corporates, enabling banks to evaluate creditworthiness with consistency and depth.
Learn MoreProject-Based Ratings
Specialized rating models for project finance, assessing viability, risk factors, and repayment capacity of project-based lending.
Learn MoreInterested in Our Internal Credit Rating Models?
Get in touch with our team to learn how A-Cra's rating models can strengthen your institution's credit risk assessment capabilities.
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